The Mortgage Supply Company

When You Know, You Know: Have You Found Your Dream Home?

Getting into the property game can be a bit of a scary thing, and, it’s only natural to harbour a few fears or be hesitant about committing to a house. However, if you have discovered a house that you know is perfect, don’t let these fears hold you back. The big question is, how do [...]
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Which Auckland Suburbs Should You Keep Your Eyes on in 2019?

With spring in full swing, buyers and sellers alike will be looking forward to the traditional surge in the property market that comes with the warmer months. As 2019 is shaping up to be an exciting and eventful year for the Auckland property market. With a number of key developments and projects either getting started [...]
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The Common Issues that can Derail a Mortgage Application

Securing a home loan that doesn’t require you to over commit yourself or put yourself in a difficult financial position can be a tricky process. However, it can be made even harder if you rush into it and are not fully prepared or aware of the potential hurdles. Not being truthful Lying or not providing [...]
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Watch Out for these Common Investment Mistakes

Investing in property is a hugely enticing and exciting idea for a number of Kiwis. However, regardless of whether you are a first-time investor looking to take climb onto the ladder or a seasoned pro looking to grow your portfolio, there are a few common mistakes that can trip people up.   In order to [...]
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What Documents Should You Get Before Buying a House

As purchasing a house is one of the biggest commitments you’ll make in your life, it is critical you do your homework and understand all the various moving parts. But sometimes it can be hard to know where to start and what information to look for. We understand this is a common issue, especially for [...]
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High-rise Apartment Living: What Do You Need to Know When Buying Apartments off the Plan

Buying an apartment is quickly becoming a viable and preferred option for many first-time home buyers. As Auckland continues to invest in more apartment buildings, as a way of compensating for its housing shortage, don’t be surprised if apartment living becomes increasingly common. If you are looking at purchasing an apartment, make sure you are [...]
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Winning at Auction: How to be Successful at Auction Time

Auctions can be are a very intense way of buying a house, and for many prospective buyers, they can be intimidating. For one they highly unpredictable, one moment you may be a three-count away from securing the home of your dreams and the next someone undercuts you. However, they are also a very simple and [...]
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What is a LMI and Will You Need to Pay it?

As a first-time home buyer, it is only natural to have a million and one questions about the process. With common questions ranging from how big should my deposit be? Can I use my KiwiSaver? How do I apply for a loan and what additional cover can I get? While there is a raft of [...]
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Don’t Let Your Mortgage Stress You Out!

Despite the fact that New Zealand is currently experiencing relatively low-interest rates, mortgage stress is something that a number of Kiwi homeowners experience. Mortgage stress is an issue that can impact any homeowner, regardless of whether they are seasoned investors or first-time homeowners. Managing a home loan is stressful, no matter how big it is [...]
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Are You Ready to Submit an Offer?

Submitting a formal offer on a house is actually a very straightforward task. It generally entails formalising the offer in writing and submitting it to the vendor's agent. However, there are always a few tips and tricks that can help to differentiate your offer from the competition. If you are serious about a house, don’t [...]
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