Banks and lenders will say a lot to get you to take out a mortgage with them. Promises of free money, chances to win your interest back, and “special” limited-time interest rates are all dangled in front of borrowers as reasons you should choose one lender over another.

So how can you compare them? Well, without help, you often can’t. That’s where we come in.

We know something the lenders won’t tell you – the best home loan for you isn’t about the lowest rate, it’s about your financial plan and what you want to achieve with your money in the future.

Perhaps you need flexibility to adapt to your changing lifestyle, or perhaps you want to pay off the loan as fast as possible. You tell us what your goals are, and we help you figure out what that looks like in a mortgage. We empower you with all the information so you can make the right choice.

We work for you, not for the lender, so we’re not going to sell you on something that doesn’t meet your needs. And we’re experienced at dealing with lenders so we can get concessions or changes that you might not be able to negotiate yourself.

Plus, we’re not just tied to the banks – we consult with lenders outside banks, who might have better options for your mortgage needs.